GLBA Privacy Notice
REV. JAN 24, 2024. |
FACTS | WHAT DOES CADENCY DO WITH YOUR PERSONAL INFORMATION? |
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Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Cadency chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Cadency share? | Can you limit this sharing? |
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For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus, gather information about your web usage, security and performance, validate your creditworthiness, verify or authenticate your identity, or as permitted for a lawful purpose or as required by law. |
Yes | No |
For our marketing purposes— to offer our products and services to you or inform you of future product changes, promotions, or events. |
Yes | No |
For joint marketing with other financial companies i.e., that are not our affiliates. |
No | We don’t share |
For our affiliates’ everyday business purposes— information about your transactions and experiences. |
Yes | No |
For our affiliates’ everyday business purposes— information about your creditworthiness. |
Yes | Yes |
For our affiliates to market to you. | Yes | Yes |
For nonaffiliates to market to you. | No | Yes |
Questions? | Call: +1 (416) 305-0100 Or Email: [email protected] |
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Who we are? | |
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Who is providing this notice? | Datasoft Technologies USA Inc., dba Cadency |
How does Cadency protect my personal information? | To safeguard your personal information from unauthorized access, use, and disclosure, we employ reasonable security measures. These measures encompass physical, electronic, and procedural safeguards, including secure computer systems, protected files, and secure facilities. Additionally, we restrict access to personal information, permitting only employees, agents, and representatives with a legitimate need to know. Despite our proactive efforts, it’s important to acknowledge that third parties may attempt to unlawfully intercept or access your transmissions to us. There is also the risk of deceptive practices, where individuals may falsely claim to represent Cadency or mislead you about our services. To mitigate such risks, exercise caution and sound judgment when using Internet or mobile phone technologies. |
How does Cadency collect my personal information? | We collect your personal information, for example, when you
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Why can’t I limit all sharing? | Federal law gives you the right to limit only
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Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Other important information |
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Please be sure to read our privacy policy here: https://cadency.global/privacy-policy/ |
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